Grocery coupons have evolved from newspaper clippings to powerful digital tools that can save you hundreds of dollars each year. When you combine traditional coupons with cashback apps like Rakuten, Ibotta, and Fluz, you create layered savings that stretch your grocery budget further than ever before. Here’s a simple guide to stacking coupons and cashback offers for maximum impact.
Step 1: Start with Digital and Printable Coupons
Before shopping, check digital coupons available from your grocery store’s loyalty app. Many stores like Kroger and Safeway allow you to clip digital coupons directly to your account. Supplement those with printable coupons from trusted sites like Coupons.com and RetailMeNot.
Pro Tip: Look for manufacturer coupons that can be used in addition to store coupons to double your discount.
Step 2: Use Cashback Apps to Stack Rewards
After selecting your coupons, open cashback apps like Ibotta and Rakuten. Activate grocery offers that match your planned purchases. For example, Ibotta might offer $1 back on a yogurt brand that also has a digital store coupon available, letting you save twice.
Fluz takes it one step further by letting you buy a discounted gift card for your grocery store just before you pay, allowing you to earn cashback on your total purchase—including after coupons and other savings have already been applied.
Step 3: Plan Your Shopping List Around Offers
Instead of building your shopping list first, check current coupons and cashback offers, then build your list around them. This helps you maximize available discounts without overspending on unnecessary items.
Step 4: Use Layered Discounts at Checkout
At checkout:
- Apply store loyalty card discounts
- Use clipped or printed coupons
- Pay with a Fluz gift card to earn immediate cashback
- Submit receipts to Ibotta for additional rebates
Following this process allows you to combine savings streams without much extra effort.
Step 5: Track Your Savings
Many cashback and coupon apps offer dashboards that track how much you have saved. Regularly checking your total savings helps reinforce good habits and keeps you motivated.
Final Thoughts on Maximizing Grocery Savings
Combining coupons with cashback apps like Fluz, Ibotta, and Rakuten is one of the smartest ways to take control of your grocery spending. With a little planning, you can make stacking discounts second nature—and watch your grocery bill shrink week after week.
